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EDITORIAL PICKS TO HELP YOU PLAN FOR YOUR FUTURE

Taking a step back to take two steps forward. That’s some wisdom to pay heed to. As you grow, take a minute or two to evaluate and reevaluate priorities.
People generally start investing to get more out of their money, thinking mostly of the upside – but they don’t always account for the risks associated with their investments. Similarly, while the internet has many resources highlighting the ‘best performing assets/schemes' etc. there are far fewer sources alerting investors to the associated risks.
3min read

Buying a house will probably be one of the most important financial decisions you make in your lifetime. It requires a lot of planning to ensure that your other financial milestones do not suffer as you make your dream home a reality. To buy a house, you will probably need to take a home loan. While banks offer loans up to 80-90%¹ of the value of the home, around 10-20% of the money has to be paid up front by you in the form of a down payment. Here’s how you can go about saving money while planning to settle down in your dream home.
3min read

You must have seen countless advertisements for mutual funds with the disclaimer “Mutual fund investments are subject to market risks, read all scheme-related documents carefully.” The offer document and KIM (Key Information Memorandum) are two of these critical documents.
3min read


HOW TO GET STARTED

Want to understand how "finally" to get started? Absorb in the pool of knowledge to get a head start.
How Can You Assess & Improve Your Financial Health In Your 40s?
Financial health is of paramount importance, irrespective of one’s age, and is especially so when one is responsible for supporting the family.
Jan 2022
3min read

Raise Your Children to Be Money-wise
Teach your children about money and make them financially responsible citizens.
Feb 2022
3min read

How To Streamline Your Finances as a Working Mom
For working mothers, it is a challenge to juggle multiple roles at home and work. Their financial planning needs are unique. 
Jan 2023
4min read

How to Manage Your Finances After Divorce: A Guide For Women
A divorce can be a stressful and life-changing event. It may also have financial implications, especially for women. After divorce, a woman would have to sustain herself, possibly on a lower income. 
Jan 2023
2min read

How To Plan For Retirement As A Single Woman
Research has shown that women have a longer life expectancy than men.¹ So, in this context, managing personal finances for women, assumes even more importance. 
Jan 2023
3min read

How SIP Can Help You Build a Corpus For Your Child’s Education and Marriage
As a parent, you want to provide the best of everything to your children. However, the best comes at a cost. Education is expensive and if you dream of sending your child to a premier college or university, you must plan well in advance.
Mar 2022
4min read


INSIGHTS THAT WORK FOR YOU

Different things work for different people. Even if you are at the same life stage. Understand what works for you, as you prepare to watch your money grow.
Household Budgeting
An easy and smart guide to managing your household expenses effectively
Salaried employees can save taxes by meticulously utilising the gamut of exemptions and deductions available under various sections in the Income Tax India Act, 1961.
4min read

You might be living life king-size, but check if your lifestyle is out of sync with your finances.
3min read

You might be about 20 years away from your retirement, and may already have been prudent enough to start saving towards this goal years ago – but as you enter your 40s, it’s the right time to up your financial game.
3min read

Here’s a look at deductions that a salaried employee can avail.
4min read

"Earning a lot of money is not the key to prosperity – how you handle it is." Dave Ramsey, leading American financial guru. Building a corpus for the future requires careful planning and discipline. It’s important to inculcate good financial habits that will help you make progress in your financial plans. At the same time, it is important to avoid habits that might drag you back. Here are 7 financial habits that might be preventing you from growing your money effectively.
4min read

Protect
Shield yourself and your loved ones with robust insurance planning
2min read

Insurance plays a crucial role in financial planning and is integral to financial security.
3min read

If there is one thing the pandemic has taught us, it’s the need to save and prepare for emergencies. However, the money you set aside for emergencies could also be used to pay off your existing debts. Which should you prioritise? Paying off your debt or saving up for an emergency?
3min read

Life begins in the 40s, they say! From a financial perspective, however, the real business of life begins right on the day one becomes financially independent. To make sure your 40s and beyond become the best years of your life, it’s best to start holistically planning your finances as early as possible. An integral part of financial planning is to have the right types of insurance plans. Here are the four most important insurance policies that should be in place in your 40s:
3min read

Save & Invest
Save and invest for your secure future
You should be prepared for your retirement, both mentally and financially. Failure to prepare could cause you money worries in retirement, so it’s important to plan carefully.
3min read

Your dream home, luxury cars, overseas vacations require high capital. Planned expenses are often met by liquidating investments. If the cost of borrowing is lower than the expected return from investments-is borrowing better?
3min read

Everyone dreams of retiring rich – but if you are not already sitting pretty on a sizeable estate, achieving it can take some smart planning, and commitment.
3min read

In today’s globalised world, we use the products of countless multinational companies without even realising it. At the same time, globalisation also gives you opportunities to invest in these companies and include them in your financial portfolio - and global funds are the way to do it.
3min read

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CALCULATE FINANCIAL GOALS

Plan and achieve your goals with the help of these calculators
Goal SIP Calculator
We help you plan for your life goals, with great ease!
Top-up SIP Calculator
Calculate the right monthly SIP amount for you with a SIP top-up

PODCAST

In PGIM India podcast series, we bring you insights on money management and personal finance to help you make smart investment decisions

INTERESTING SECTIONS THAT YOU MAY WANT TO EXPLORE

The following sections may interest you, and you may want to explore them more in detail











WANT TO KNOW MORE?
PGIM India Asset Management Private Limited
(CIN - U74900MH2008FTC187029)
Toll Free Number: 1800 266 7446
Email: care@pgimindia.co.in
This is an Investor Education and Awareness Initiative by PGIM India Mutual Fund.
All the Mutual Fund investors have to go through a one-time KYC (Know Your Customers) process. Investor should deal only with the Registered Mutual Funds (RMF). For more info on KYC, RMF and procedure to lodge/redress any complaints, visit https://www.pgimindiamf.com/ieid.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. Read more
The information contained herein is provided by PGIM India Asset Management Private Limited (the AMC) on the basis of publicly available information, internally developed data and other third-party sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information, assure its completeness, or warrant such information will not be changed. The information contained herein is current as of the date of issuance* (or such earlier date as referenced herein) and is subject to change without notice. The AMC has no obligation to update any or all of such information; nor does the AMC make any express or implied warranties or representations as to its completeness or accuracy. There can be no assurance that any forecast made herein will be actually realized. These materials do not take into account individual investor's objectives, needs or circumstances or the suitability of any securities, financial instruments or investment strategies described herein for particular investor. Hence, each investor is advised to consult his or her own professional investment / tax advisor / consultant for advice in this regard. The information contained herein is provided on the basis of and subject to the explanations, caveats and warnings set out elsewhere herein. The views of the Fund Manager should not be construed as an advice and investors must make their own investment decisions regarding investment/ disinvestment in securities market and/or suitability of the fund based on their specific investment objectives and financial positions and using such independent advisors as they believe necessary.
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