SAVE & INVEST IN TOMORROW
Save and invest for your secure future
4 reasons to start investing today
If you didn’t start investing when you earned your first salary, the best time to start could be now. If you’re still unsure about the benefits of investment planning, here are four factors that might help change your mind:
Feb 2023 . 3
Discover the power of compounding
Interest on an investment can ‘compound’ and grow like a snowball gathering size and momentum. It starts small, but as its size increases, it grows at a quicker pace.
Jan 2023 . 4
8 Things to Remember When You’re Saving
Adhering to your financial plans is essential for financial security. If most of your expenses are unplanned, you may end up overspending. This could trigger a short-term crisis, as you run short of money to pay your bills. These crises hinder your progress towards your financial goals. Without a proper framework to manage cash flow, you may become susceptible to an endless cycle of credit card debt. You might even run out of money to pay insurance premiums, leaving you vulnerable in the face of life’s uncertainties.
Jan 2022 . 5
Love Travelling? Here's How You Can Create a Travel Fund
If you’ve always wanted to see the world, don’t let your finances hold you back. Start building a travel fund so you can backpack across Europe, enjoy an overwater villa in the Maldives, skydive in Dubai and more. Sound financial planning will make sure you have the money to enjoy your trips, and that you don’t have to worry about your finances when you’re back home.
Feb 2022 . 4
6 Tasks to Complete Before You Start Investing
Taking the first step towards a financially secure future can be both exciting and nerve-wracking. But equipped with the relevant information, and the right advice from the right experts, you can confidently begin your investment planning. Here are six items to cross off your checklist before you begin investing:
Feb 2023 . 3
Everything You Need to Know About SIPs
As a young investor with dreams and aspirations, this is the time of your life! You’ve probably got so many personal goals to achieve, whether it’s a new house, a new car or a bucket list vacation. For each of those dreams, you must have a plan beyond just savings – and Systematic Investment Plans (SIPs) are one of the best ways to get there.
Mar 2022 . 5
4 Steps to Save Money for Travel in Your 20s
If your goal planning includes travelling while you are still young, it’s important to do some proper financial planning. Your motto should be ‘earn, save and invest till you reach your goal of travelling'. Here are four essential steps to help you achieve your travel goals:
Feb 2023 . 3
Should you take a loan to finance higher studies?
Higher education can ignite your career, help you start a venture of your own and enhance your knowledge. However, to attend the best institutions for higher studies, you need a substantial amount of money.
Jan 2023 . 2
Things to consider before taking a home loan
The first thing you'll probably ask yourself when you're ready to buy a house is, "How much can I afford?" To answer this question, you must consider specific financial planning criteria.
Jan 2022 . 5
5 Reasons to Consider Global Funds
When it comes to investment, diversification is important. The more diversified your portfolio, the more scope you have to earn healthy returns and mitigate risk. Global mutual fund schemes are one of the most effective ways to diversify your portfolio.
Let’s take a look at some of the major benefits of global or international mutual fund schemes for investors:
Feb 2022 . 4
8 Life Events You Should Prepare For
Life is a rollercoaster, and most big life events have significant financial implications – so it’s important to be prepared. Maybe you can’t foresee everything, but these are the eight big life events you should definitely consider when making a financial plan.
Mar 2022 . 4
SIP vs STP vs SWP - Know the Difference
As you explore investment plans, you must have come across a host of abbreviations like SIP, SWP and STP. But what are these different strategies? How do they work, how are they different from each other and how can they help you? Let’s fnd out!
Jan 2023 . 5
Why You Should Play a Long Innings with Small-Cap Funds
AMFI (Association of Mutual Funds of India) divides listed companies into three categories based on their market capitalisation[1] Large-cap companies, Mid-cap companies and Small-cap companies.
Jan 2023 . 4
How to Benefit from Hybrid Equity Funds
Still wondering whether you should invest in Equity or in Debt? With a hybrid fund, you can invest in both! Hybrid equity funds give you the best of both worlds.
Jan 2023 . 5
The Advantages of Large-cap Funds
Listed companies in India are classified by SEBI into three categories, based on their full market capitalisation. The top 100 companies by market capitalisation are “Large-cap”; those ranked 101-250 are “Mid-cap”; and those outside the top 250 are “Small-cap”
Jan 2022 . 4
Why Is It Important To Know Your Rights & Responsibilities As An Investor?
Whether you invest in equity stocks, mutual funds, real estate, or insurance plans, every investment is governed by specific rules and regulations set up by authorised governing bodies.
Feb 2022 . 4
Why Mutual Fund SIDs are Essential Reading
You would have seen this statement a thousand times, in every mutual fund investment advertisement – “Mutual fund investments are subject to market risks, read all scheme-related documents carefully.” The objective is to help investors make informed decisions about each scheme. But what are these “scheme-related documents”?
Mar 2022 . 4
Are You On Track With Your Retirement Goals?
You should be prepared for your retirement, both mentally and financially. Failure to prepare could cause you money worries in retirement, so it’s important to plan carefully.
Feb 2022 . 3
Should You Save or Borrow to Finance a Big Purchase? Here’s How to Decide
Your dream home, luxury cars, overseas vacations require high capital. Planned expenses are often met by liquidating investments. If the cost of borrowing is lower than the expected return from investments-is borrowing better?
Jan 2023 . 3
How to Retire in Comfort?
Everyone dreams of retiring rich – but if you are not already sitting pretty on a sizeable estate, achieving it can take some smart planning, and commitment.
Mar 2022 . 3
Why Should You Have a Global Fund in Your Portfolio?
In today’s globalised world, we use the products of countless multinational companies without even realising it. At the same time, globalisation also gives you opportunities to invest in these companies and include them in your financial portfolio - and global funds are the way to do it.
Jan 2022 . 3
Debunking Common NAV Myths
NFOs are better than existing funds as their NAV’s are lower.
Jan 2023 . 3
Rethinking Your Finances in Your 50s
Turning 50 can be a wonderful landmark in your life and personal finance journey. This is when you are at the peak of your career as well as meeting all your family obligations. However, financial planning remains an important responsibility and depends on the scenario you’re in.
Jan 2022 . 3
10 Retirement Challenges and Their Solutions
Not everything in life goes as planned. The same holds true for retirement planning as well. Here are a few challenges that you may face along the way and suggestions on how you can successfully overcome the situation.
Feb 2022 . 3
Building a Mutual Fund Portfolio to Retire in Your 50s
As you approach your 50s, financial and investment planning must become focused activities, to accommodate your current requirements and also prepare you for retired life.
Mar 2022 . 3
Why declutter and consolidate your investment portfolio
Whether it’s your office desk, wardrobe or portfolio, decluttering helps you organize things in a better way. When it comes to our finances, we may have invested in a variety of products through different intermediaries like banks, MFDs, insurance agents and opened multiple bank accounts. Keeping track of everything may become a challenge.
Here are a few benefits of consolidating your portfolio.
Sometimes, simplicity is better. When you keep all or most of your investments in one place, you just need to remember one username and password, and one customer support contact.
You can also save time and paper by reducing the number of individual statements you get, whether electronically or by mail.
Mar 2023 . 3
How to Allocate your Assets Efficiently after Retirement
Retirement marks a new chapter of your financial journey, as the financial and investment planning goals of a lifetime come to fruition. Yet many retirees still have a nagging fear that they might run out of money, since their steady salary income stops while their expenses endure.
Jan 2023 . 3
Where to Put Your Retirement Funds
As you approach retirement, you enter a new phase of financial planning, guided by new goals, anxieties and ambitions. The rise in life expectancy has made it even more important to plan well for retirement, so that you have enough money to lead a long, comfortable retired life.
Jan 2022 . 4
6 Smart Options for Investment Planning Post-Retirement
Most people prepare for retirement by saving and investing throughout their working life. During retirement, your financial goals and approach to financial planning will undergo a change, as your priorities shift to maintaining your lifestyle and securing your legacy. At the same time, it’s important to continue with your investments even during the retirement phase of life.
Let’s take a look at the six key investment options available to you in retirement:
Feb 2022 . 4
How to Fund Your Post-Retirement Recreational Activities
After spending the majority of our adult life in employment, it can be a bit overwhelming to switch to being dependent on passive income. But with strong financial and investment planning, retirement can be a genuinely fulfilling experience. You can reorient your personal finance goals to help you pursue your dreams and passions – travel, a new hobby etc.
Mar 2022 . 4
PGIM India Asset Management Private Limited
(CIN - U74900MH2008FTC187029)
Toll Free Number: 1800 266 7446
Email: care@pgimindia.co.in
This is an Investor Education and Awareness Initiative by PGIM India Mutual Fund.
All the Mutual Fund investors have to go through a one-time KYC (Know Your Customers) process. Investor should deal only with the Registered Mutual Funds (RMF). For more info on KYC, RMF and procedure to lodge/redress any complaints, visit https://www.pgimindiamf.com/ieid.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. Read more
All the Mutual Fund investors have to go through a one-time KYC (Know Your Customers) process. Investor should deal only with the Registered Mutual Funds (RMF). For more info on KYC, RMF and procedure to lodge/redress any complaints, visit https://www.pgimindiamf.com/ieid.
MUTUAL FUND INVESTMENTS ARE SUBJECT TO MARKET RISKS, READ ALL SCHEME RELATED DOCUMENTS CAREFULLY. Read more
The information contained herein is provided by PGIM India Asset Management Private Limited (the AMC)
on the basis of publicly available information, internally developed data and other third-party
sources believed to be reliable. However, the AMC cannot guarantee the accuracy of such information,
assure its completeness, or warrant such information will not be changed. The information contained
herein is current as of the date of issuance* (or such earlier date as referenced herein) and is
subject to change without notice. The AMC has no obligation to update any or all of such
information; nor does the AMC make any express or implied warranties or representations
as to its completeness or accuracy. There can be no assurance that any forecast made
herein will be actually realized. These materials do not take into account individual
investor's objectives, needs or circumstances or the suitability of any securities,
financial instruments or investment strategies described herein for particular investor. Hence,
each investor is advised to consult his or her own professional investment / tax advisor / consultant for advice in this regard.
The information contained herein is provided on the basis of and subject to the explanations, caveats and warnings set out elsewhere herein.
The views of the Fund Manager should not be construed as an advice and investors must make their own investment decisions regarding investment/ disinvestment in securities market and/or suitability of
the fund based on their specific investment objectives and financial positions and using such independent advisors as they believe necessary.
