READY TO TAKE THE NEXT STEPS
Whether it is protecting your life as you plan for the future or taking the first step to make your wealth grow, understand what works for you.
Household Budgeting
An easy and smart guide to managing your household expenses effectively
The global coronavirus pandemic of 2020 has been an eye-opener for many. It has taught us a lot about life’s unpredictability, as also the importance of saving money and making prudent investments. It has arguably made us smarter investors and prepared us for future emergencies, medical or otherwise.
5min read
Household budgeting involves a substantial personal finance planning process. Through planning, one can live a comfortable lifestyle, ensure savings and investments, and wealth creation - in other words, enjoy financial planning benefits. Here are some tips to show you how to deal with unexpected expenses, manage daily expenses, and ensure savings.
3min read
The working woman today wears many hats. She may have to juggle her work, look after the family, and also run her household. With so many demands on her time, it can be difficult to track and manage household expenses.
If this sounds like your predicament, here are some useful tips to help you stay on top of your expenses:
3min read
Protect
Shield yourself and your loved ones with robust insurance planning
So you have decided to begin your financial investment journey - that’s a great start! But how prepared are you for it? Do you know what can help smoothen the road ahead? Before you start investing, here are a few things you need to look into first. After all, investing is simply one component of the entire financial planning process.
4min read
Know the process by which mutual fund units can be transferred to beneficiaries on the demise of the unit holder.
5min read
Few investments provide assured returns – most carry at least some degree of risk. Sound financial planning is the key to securing a reliable return on your investments.
3min read
Inflation is the term given to an increase in prices over time. Inflation can eat into your savings and investments, so it’s important to stay a step ahead of it to optimise your financial planning. Here are five ways you can beat inflation:
3min read
In 2020, the Life Insurance Corporation of India issued 21.9 million individual
policies, which is just 1.5% out of a population of 1.38 billion people1. Overall
India’s life insurance penetration stood at 3.2% as of 20202. A large number
of Indians still don’t have insurance, and are missing out on a vital source of
protection against emergencies and contingencies.
4min read
Save & Invest
Save and invest for your secure future
If your goal planning includes travelling while you are still young, it’s important to do some proper financial planning. Your motto should be ‘earn, save and invest till you reach your goal of travelling'. Here are four essential steps to help you achieve your travel goals:
3min read
Higher education can ignite your career, help you start a venture of your own and enhance your knowledge. However, to attend the best institutions for higher studies, you need a substantial amount of money.
2min read
The first thing you'll probably ask yourself when you're ready to buy a house is, "How much can I afford?" To answer this question, you must consider specific financial planning criteria.
5min read
When it comes to investment, diversification is important. The more diversified your portfolio, the more scope you have to earn healthy returns and mitigate risk. Global mutual fund schemes are one of the most effective ways to diversify your portfolio.
Let’s take a look at some of the major benefits of global or international mutual fund schemes for investors:
4min read
Life is a rollercoaster, and most big life events have significant financial implications – so it’s important to be prepared. Maybe you can’t foresee everything, but these are the eight big life events you should definitely consider when making a financial plan.
4min read
